Small Business Loans & Assistance for California | Keap

Chapter 01: California Small Business Help

California help for small businesses and private enterprise owners may be found in the form of loans provided by the government at the state and federal levels below:

The Small Business Administration (SBA) is offering the following resources:

  • Small business owners can apply for California SBA loans directly on the U.S. Small Business Administration website.

  • The disaster customer service center is available to small businesses at 800-659-2955, or email [email protected]. For deaf and hearing impaired, call 800-877-8339.

  • Disaster assistance is now available to all California small businesses by clicking here.

    • Small businesses in San Francisco and Los Angeles, respectively, can find assistance with the following:

  • San Francisco COVID-19 Small Business Resiliency Fund

  • City of Los Angeles Small Business Emergency Microloan Program

    • For financial and technical assistance for small businesses impacted by COVID-19, entrepreneurs may:

  • Contact Small Business Technical Assistance to see California’s network of small business support centers.

  • Visit the Office of the Small Business Advocate for a list of frequently asked questions to help support California’s small businesses.

  • Submit a request to the GO-Biz’s Office of the Small Business Advocate directly.

    • The U.S. Small Business Administration Economic Injury Disaster Loan Program is also assisting small businesses in California by way of:

  • Paycheck Protection Program–find your lender here.

  • Economic Injury Disaster Loans (EIDL)–apply directly on the SBA website.

  • Small Business Debt Relief–check out all available programs here.

    • For small businesses with 750 employees or fewer

  • The California Capital Access Program CalCAP can provide up to 100% coverage on losses as a result of certain loan defaults with a loan loss reserve program. Individual borrowers are limited to a maximum of $2.5 million enrolled over a three-year period. To enroll, contact a Participating Lender here.

  • The CA Infrastructure and Economic Development Bank (IBank) Finance Programs are setting up a Disaster Relief Loan Guarantee Program that is providing loan guarantees of up to $1 million for small business borrowers in declared disaster areas, as well as a Jump Start Loan Program offering loans from $500 to $10,000 to low-wealth entrepreneurs in declared disaster and emergency areas. For more information, contact IBank at [email protected] or call 916-341-6600.

    • Other forms of small business help California is offering during the coronavirus pandemic includes:

  • Information on Coronavirus (COVID-19): Small Business Guidance & Loan Resources

  • Contact the California State Treasurer’s Office by visiting their website or calling 916-653-2995.

  • Keap's $100,000 Keep Going Grant for small businesses. Click here to apply.

  • Facebook’s $100 million grant program to help small businesses in the form of cash grants or ad credits. Apply here.